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Lightspeed Payments

Montreal, Québec, Canada

Plans and prices

Lightspeed Payments

$2.61usage-based

Manually keyed-in: 2.6% + 30¢ · Processing over $250K: personalized quote

Every plan, in full

On the record

Application
Businesses must apply and be approved before processing card payments with Lightspeed Payments.retail-support.lightspeedhq.com · read 2 Oct 2026
Chargebacks
Lightspeed advertises free chargeback assistance and chargeback management.lightspeedhq.com · read 2 Oct 2026
Company audience
Lightspeed says its POS and payments platform serves retail, hospitality and golf businesses.lightspeedhq.com · read 2 Oct 2026
Company founded
Lightspeed was founded in 2005.investors.lightspeedhq.com · read 2 Oct 2026
Payment types
It accepts major credit and debit cards, Apple Pay and Google Pay.lightspeedhq.com · read 2 Oct 2026
POS compatibility
Lightspeed Payments does not integrate with other payment processors or POS systems, according to its Retail R-Series FAQ.retail-support.lightspeedhq.com · read 2 Oct 2026
Purpose
Lightspeed Payments is an integrated payment processor for Lightspeed POS that handles payment processing and transaction management.retail-support.lightspeedhq.com · read 2 Oct 2026
Reporting
The service includes integrated reporting, batch reports and settlements in the POS.lightspeedhq.com · read 2 Oct 2026
Retail features
Lightspeed Retail features include split payments, card-not-present payments and integrated payment processing.lightspeedhq.com · read 2 Oct 2026
Sales channels
Lightspeed says Payments supports in-store and online transactions across sales channels.lightspeedhq.com · read 2 Oct 2026
Security
Lightspeed states that Payments has PCI DSS validated Level 1 service compliance, end-to-end transaction encryption and 24/7 server security monitoring.lightspeedhq.com · read 2 Oct 2026
Support
Lightspeed advertises unlimited 24/7 support, onboarding, webinars, demos and videos.lightspeedhq.com · read 2 Oct 2026
Terminal restriction
Lightspeed advises users to use supported Lightspeed Payments terminals because third-party terminals may be incorrectly configured and could pose a security risk.retail-support.lightspeedhq.com · read 2 Oct 2026

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