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Pricing · 2026

Hardship Hub pricing

2 plans on the record

Every plan

Transaction fee

$2.20 usage-based

Per payment sent to a creditor; deducted from the consolidated payment

Only charged when a payment is sent; skipped months and removed creditors incur no fee

Application fee

$49 one-time

One-off, paid when the plan is built

Covers financial assessment, plan preparation, and first creditor proposals