Guideline pricing
3 plans on the record
Every plan
Starter
$49/month base fee + $6 per active participant; employee fee 0.25% / year
IRS-limited employee contribution limit: $6,000 for 2025 and 2026 · No employer contributions · No plan loans · Eligible employers must not have offered a retirement plan in the last 12 months
Read 14 Nov 2026 · help.guideline.com
Core
$119 base fee + $8 per active participant per month; employee fee 0.25% / year
Standard employee contribution limit: $23,500 for 2025 and $24,500 for 2026 · Safe harbor and standard 401(k) designs · Employer match and profit sharing
Read 14 Nov 2026 · help.guideline.com
Premium
$179 base fee + $8 per active participant per month; employee fee 0.25% per year
Standard employee contribution limit: $23,500 for 2025 and $24,500 for 2026 · Flexible pricing options · Premium support · 401(k) plan transfers
Read 14 Nov 2026 · help.guideline.com