Finary
Finary · Paris, France · founded 2020
What it is
Finary is an app for tracking money, investments, and net worth across connected accounts and assets. Its connectors can synchronize accounts from over 20,000 banks and institutions. Users can also record assets and liabilities such as real estate, crypto, precious metals, and startup holdings. Portfolio tools report performance and show allocations by geography, sector, and market segment. Budgeting features track income and expenses and help identify recurring costs; a fee scanner is designed to flag investment fees and find lower-cost alternatives. Finary also offers crypto investing and Finary Life, an individual life-insurance contract insured by Generali Vie. The free plan is €0.00 and allows two linked accounts and two tracked goals. Lite is €54.99 per year, Plus €149.99 per year, and Pro €349.99 per year; each lists unlimited linked accounts and tracked goals. Trial periods are three days for Lite and 14 days for Plus and Pro. Finary is available on Android, iOS, macOS, and the web.
For and against
For
- Connects accounts from over 20,000 institutions
- Tracks assets and liabilities across multiple classes
- Reports portfolio performance and allocation
- Tracks income, expenses, and recurring costs
- Available on Android, iOS, macOS, and web
Against
- Free plan is limited to two linked accounts
- Free plan allows two tracked goals
- Paid plans start at €54.99 per year
The verdict
Finary combines account aggregation, asset tracking, portfolio analysis, and budgeting. The free plan has account and goal limits, while paid tiers offer unlimited linked accounts and goals.
Who it suits
Finary suits people who want to view a mix of accounts, investments, assets, and liabilities in one place. Its budgeting and portfolio tools may also suit users who want to track expenses and allocation details.
Plans and prices
Finary Plus
Unlimited account links · 0.99% crypto-invest fees · Fee scanner · Dividend tracker
Read 15 Oct 2026 · finary.com
Finary Pro
All Plus features · Connect business accounts · Track business entities
Read 15 Oct 2026 · finary.com
Free
Link 2 accounts · Invest fees 1.49% · Basic portfolio tracking
Read 15 Oct 2026 · finary.com
Finary Lite
Unlimited synchronization · VIP support · App purchase only · 3-day trial
Read 15 Oct 2026 · finary.com
On the record
- Account connections
- Finary says its connectors can synchronize accounts from over 20,000 banks and institutions.finary.com · read 7 Oct 2026
- Account integrations
- Finary says its connectors cover nearly 20,000 banks and institutions worldwide.finary.com · read 15 Oct 2026
- Allocation analysis
- Yesfinary.com · read 20 Sep 2026
- API documentation
- Finary publishes a public JSON:API documentation site describing resources such as crypto, securities, fiat, SCPI and real-estate holdings.public-api.finary.com · read 15 Oct 2026
- Asset class coverage
- multi_asset_alternativesfinary.com · read 20 Sep 2026
- Asset tracking
- Users can add assets and liabilities, including real estate, crypto, precious metals, and startup holdings.help.finary.com · read 7 Oct 2026
- Budgeting
- Finary can track income and expenses and includes tools to identify recurring expenses.finary.com · read 7 Oct 2026
- Cashflow and budgeting
- Finary includes cashflow management, spending organization and budgeting tools.finary.com · read 15 Oct 2026
- Company
- Finary says it launched in 2021 and its headquarters are in Paris.finary.com · read 7 Oct 2026
- Company founding and funding
- A Y Combinator LinkedIn post says Finary was founded in 2021 by Mounir Laggoune and Julien Blancher and raised a €25M Series B.linkedin.com · read 15 Oct 2026
- Company legal identity
- Finary SAS is a French société par actions simplifiée with registered office at 58 rue de Monceau, 75008 Paris, and trade-register number 892 357 724.finary.com · read 15 Oct 2026
- Company size
- Crunchbase lists Finary headquarters in Paris and a 101–250 employee range.crunchbase.com · read 15 Oct 2026
- Compliance
- Finary states that it is authorized as a crypto-asset service provider by the AMF under MiCA, authorization A2026-026 / N2026-008.finary.com · read 7 Oct 2026
- Crypto integrations
- Supported crypto connections include Binance, Coinbase, Kraken, Coinbase Pro, Bitstamp, Crypto.com and Ethereum addresses.help.finary.com · read 15 Oct 2026
- Data protection
- Finary says its platform runs in European Google Cloud zones, uses TLS for communications and AES-256 encryption at rest, and undergoes external audits and penetration tests.finary.com · read 7 Oct 2026
- Developer access
- The MCP connector requires Finary sign-in rather than creation or storage of an API key.finary.com · read 15 Oct 2026
- Diversification analysis
- Finary calculates sector and geographic diversification scores and offers optimization suggestions.finary.com · read 15 Oct 2026
- Dividend tracking
- Users can view projected annual dividend income, upcoming payments and historical dividends.finary.com · read 15 Oct 2026
