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DMCC Processing Services
Lighthouse Point, Florida, United States
What it is
DMCC Processing Services is a web-based platform for credit counseling agencies handling debt management plan proposals and disbursements. Agencies submit proposal and disbursement files electronically to MasterCard RPPS, uploading files in any format for conversion and processing. MasterCard return files can be viewed or downloaded in the original uploaded format on the following business day. Agencies wire disbursement funds directly to MasterCard; DMCC says it does not receive or transfer client escrow funds. The platform can print manual checks for creditors that do not accept RPPS payments, with checks drawn from the agency’s bank account. Access is provided through sublicenses under DMCC’s master credit counseling software license. DMCC describes account-access limits and physical, electronic, and procedural safeguards, and says it does not disclose nonpublic personal information except as permitted by law. Pricing depends on services and transaction volume and is available on request.
For and against
For
- Accepts proposal and disbursement files in any format
- Return files available the following business day
- Prints checks for non-RPPS creditors
- Agencies wire funds directly to MasterCard
- Web-based secure software access
Against
- Pricing is available only on request
- Designed for credit counseling agencies
- Requires an application to participate
The verdict
DMCC Processing Services focuses on electronic RPPS proposal and disbursement processing for credit counseling agencies. Its file conversion, return-file access, and manual-check features address specific agency workflows, while fees depend on usage and transaction volume.
Who it suits
This service is intended for credit counseling agencies needing RPPS disbursement, DMP proposal, check-printing, or client-management functions. Agencies must apply to participate.
Plans and prices
DMCC Processing Services
Fees depend on services used and quantity of transaction records processed; contact DMCC for details
Read 4 Oct 2026 · dmccservices.org
On the record
- Application
- Agencies interested in participating are directed to complete the application form and email it to [email protected] or fax it to 954-414-9339.dmccservices.org · read 4 Oct 2026
- Check printing
- The platform can print manual checks for client creditors that do not accept RPPS payments; checks are drawn directly from the agency’s bank account.dmccservices.org · read 4 Oct 2026
- File formats
- Agency personnel can upload proposal and disbursement files in any format for conversion and processing.dmccservices.org · read 4 Oct 2026
- Funds handling
- Agencies wire disbursement funds directly to MasterCard, and DMCC says it does not receive or transfer client escrow funds.dmccservices.org · read 4 Oct 2026
- Intended users
- The program is for credit counseling agencies; the application offers services including RPPS disbursements, DMP proposals, check printing, and client management software.dmccservices.org · read 4 Oct 2026
- Organization
- Debt Management Credit Counseling Corp. d/b/a DMCC Processing Services identifies itself as a Florida nonprofit corporation and says it has been recognized as a 501(c)(3) public charity since September 1999.dmccservices.org · read 4 Oct 2026
- Privacy disclosure
- DMCC says it does not disclose clients’ nonpublic personal information except as permitted by law.dmccservices.org · read 4 Oct 2026
- Privacy safeguards
- DMCC says access to client accounts is limited to employees assisting with services and that it maintains physical, electronic, and procedural safeguards complying with federal regulations.dmccservices.org · read 4 Oct 2026
- Program access
- The service is provided to agencies through sublicenses for use of a secure software platform under DMCC’s master credit counseling software license.dmccservices.org · read 4 Oct 2026
- Proposal and disbursement processing
- Agencies can submit debt management plan proposal and disbursement files electronically to MasterCard RPPS through DMCC’s software platform.dmccservices.org · read 4 Oct 2026
- Purpose
- Provides credit counseling agencies a software solution for remitting debt management plan proposals and disbursements for agency clients.dmccservices.org · read 4 Oct 2026
- Return files
- MasterCard return files are available to view or download in the original uploaded format the following business day.dmccservices.org · read 4 Oct 2026
- Support hours
- The contact page lists operating hours as Monday–Thursday, 9:00am–6:00pm and Friday, 9:00am–3:00pm ET.dmccservices.org · read 4 Oct 2026
