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Debt Payoff Pro
What it is
Debt Payoff Pro is an iOS app for organizing debt repayment with selectable payoff orders. You can prioritize the lowest balance, highest balance, highest interest, or a custom sequence, then track an unlimited number of debts. Scheduled payments can be marked paid, and extra principal payments can be recorded. Reports present total interest, amount paid, remaining debt, and a payoff date. Charts and an amortization table show interest, principal, and remaining balance for each payment. Payment reminders can be sent on a user-selected notification time. Passcode protection is available for financial information. Payment lists and amortization schedules can be exported as HTML by email, while data can be backed up to a computer and restored through iTunes file sharing. Debt Payoff Pro costs $0.99, paid once, and a separate free Debt Payoff Lite version is available. The FAQ limits payment days to 1 through 28.
For and against
For
- Four payoff ordering strategies
- Unlimited debt tracking
- Amortization table and reports
- Adjustable payment reminders
- Passcode protection available
Against
- iOS platform only
- Payment days limited to 1 through 28
- Costs $0.99, paid once
- Privacy details not provided to Apple
The verdict
Debt Payoff Pro combines flexible payoff ordering with detailed payment and balance tracking. Its export, backup, reminders, and passcode options add practical account-management tools, while the payment-day range and iOS availability are important limits.
Who it suits
It suits iOS users who want multiple debt-payoff strategies, payment records, reports, and reminders. It is also useful for people who want export and computer-backup options.
Plans and prices
Debt Payoff Pro
Unlimited debts · multiple payoff strategies · payment tracking
Read 8 Oct 2026 · apps.apple.com
On the record
- Backup and export
- Users can export payment lists and amortization schedules in HTML by email and back up data to a computer for restoration through iTunes file sharing.apps.apple.com · read 8 Oct 2026
- Charts and schedule
- The listing describes charts and reports, plus an amortization table showing interest, principal, and remaining balance for each payment.apps.apple.com · read 8 Oct 2026
- Debt tracking
- The App Store listing says users can track an unlimited number of debts.apps.apple.com · read 8 Oct 2026
- Free version
- The listing points users to a separate free Debt Payoff Lite version.apps.apple.com · read 8 Oct 2026
- Notable limit
- The maker’s FAQ says payment days can be set from 1 through 28.svtsoftware.com · read 8 Oct 2026
- Payment tracking
- Users can mark scheduled payments as paid and enter extra principal payments.svtsoftware.com · read 8 Oct 2026
- Payoff strategies
- It offers lowest balance first, highest balance first, highest interest first, and custom ordering strategies.apps.apple.com · read 8 Oct 2026
- Privacy details
- Apple’s listing says the developer has not provided Apple with details about the app’s privacy practices and data handling.apps.apple.com · read 8 Oct 2026
- Purpose
- The app helps users pay off debts using the debt snowball method.svtsoftware.com · read 8 Oct 2026
- Reminders
- The app can notify users when payments are due, and users can set the notification time.apps.apple.com · read 8 Oct 2026
- Reports
- The app reports total interest, amount paid, remaining debt, and payoff date.svtsoftware.com · read 8 Oct 2026
- Security
- The listing says passcode protection can keep financial information private.apps.apple.com · read 8 Oct 2026
- Support
- The maker directs users to the FAQ and says they can submit support questions as an App Store review.svtsoftware.com · read 8 Oct 2026
