Cash4
Spokane, Washington, United States
What it is
Cash4 is Treasury4’s cash management software for finance teams that need a view of cash, cash equivalents, and forecasts across accounts, entities, and currencies. It combines balances from demand deposits, time deposits, money market funds, and fixed-income securities, with target thresholds for individual accounts. Machine-learning forecasts use each customer’s historical data, and scenario planning lets teams compare manual forecasts, predictions, and past actuals. Cash4 also produces direct cash-flow statements from bank transaction data and supports forecast-versus-actual comparisons. Its AI categorization engine uses predictive models and configurable rules to classify operating, investing, and financing transactions. Bank connections include direct APIs and host-to-host integrations, as well as BAI2 and MT940 files. The platform connects to ERPs and provides structured data through dedicated Snowflake infrastructure with embedded Sigma analytics. Entity4 integration maps accounts to legal entities, jurisdictions, and tax IDs for FBAR-ready reports and SOX-compliant audit trails. Pricing is available on request.
For and against
For
- Combines balances across several account and investment types.
- Forecasting uses customer-specific historical data.
- Supports forecast-versus-actual cash-flow comparisons.
- Offers multi-entity support and payment validation.
- Dedicated Snowflake environments isolate each client’s data.
Against
- Pricing is available only on request.
- Cloud deployment is the listed deployment option.
- Implementation is stated as five weeks from kickoff.
The verdict
Cash4 brings cash positioning, forecasting, transaction categorization, and compliance reporting into one treasury platform. Its listed bank, ERP, and payment capabilities may suit organizations with complex finance operations, but pricing requires an inquiry.
Who it suits
It suits treasury teams and CFOs managing liquidity, risk, and capital structure across multiple accounts or entities. Teams seeking cash forecasting, payment workflows, and bank or ERP connections may also find its listed capabilities relevant.
Plans and prices
Custom enterprise plan
Pricing supplied on request · Demo-led sales process
Read 15 Oct 2026 · treasury4.com
Cash4
Read 30 Sep 2026 · treasury4.com
On the record
- 2026 release
- The August 11, 2026 release added MCP access, NetSuite and general-ledger integrations, custodian-bank investment connections and payment-template exports for more than 30 banks.info.treasury4.com · read 15 Oct 2026
- AI categorization
- Its Transaction Categorization Engine uses predictive AI and configurable rules to classify transactions into operating, investing and financing categories.treasury4.com · read 30 Sep 2026
- Analytics stack
- Cash4 exposes structured data through embedded Snowflake infrastructure and Sigma analytics.treasury4.com · read 15 Oct 2026
- Architecture
- Cash4 is described as cloud-native, API-first and single-tenant, with customer data isolated and not co-mingled with other customers.treasury4.com · read 15 Oct 2026
- Bank connectivity
- Cash4 uses API and SWIFT connections for prior-day and current-day bank statements and supports BAI2 and MT940 files when direct APIs are unavailable.treasury4.com · read 15 Oct 2026
- Cash-flow statements
- Cash4 generates direct-method cash-flow statements from transaction-level bank data, including CFO and FCF metrics.partners.jpmorgan.com · read 15 Oct 2026
- Cash positioning
- The product aggregates balances from demand deposits, time deposits, money-market funds and fixed-income holdings, with account-level target-balance thresholds.treasury4.com · read 15 Oct 2026
- Company location and founding
- LinkedIn lists headquarters in Spokane, Washington and a 2020 founding year.linkedin.com · read 15 Oct 2026
- Company size
- LinkedIn lists Treasury4 as privately held with 51–200 employees.linkedin.com · read 15 Oct 2026
- Compliance attestations
- The trust center lists SOC 1 Type 1, SOC 2 Type 2 and SOC 3 reports as requestable documents.security.treasury4.com · read 15 Oct 2026
- Compliance certifications
- The trust center lists SOC 1 Type 1, SOC 2 Type 2 and SOC 3 reports as available by request.security.treasury4.com · read 30 Sep 2026
- Compliance reporting
- Through Entity4 integration, Cash4 maps bank accounts to legal entities, jurisdictions and tax IDs for FBAR-ready reports and SOX-compliant audit trails.treasury4.com · read 30 Sep 2026
- Dashboards
- Real-time dashboards consolidate balances, flows and trends across entities, banks and regions and allow drill-down to individual transactions.treasury4.com · read 15 Oct 2026
- Data isolation
- Every client runs on a dedicated Snowflake environment so treasury data is isolated and never co-mingled with other customers.treasury4.com · read 30 Sep 2026
- Direct cash flow
- The platform generates direct cash-flow statements from transaction-level bank data and provides forecast-versus-actual comparison.treasury4.com · read 30 Sep 2026
- Documentation
- Public Treasury4 pages provide product FAQs and feature descriptions, but the platform page directs prospects to sales rather than publishing API reference or SDK documentation.treasury4.com · read 15 Oct 2026
- Entity4 integration
- Entity4 maps bank accounts to legal entities, jurisdictions and tax IDs, supporting FBAR-ready reports and SOX audit trails.treasury4.com · read 15 Oct 2026
- ERP and analytics
- Cash4 connects to ERPs through API-first integrations and provides structured data through dedicated Snowflake infrastructure with embedded Sigma analytics.treasury4.com · read 30 Sep 2026
