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Pricing · 2026
Betterment pricing
3 plans on the record
Every plan
Cash Reserve
Free
no monthly management fees
$10 minimum deposit
Read 22 Sep 2026 · betterment.com
Premium
$0.65 a year
0.65% annually on eligible balances under $1 million; includes the 0.40% Premium increment
$100,000 minimum eligible investing balance · CFP professional access · Preferred Cash Reserve rate
Read 15 Oct 2026 · betterment.com
Digital
$5 a month, billed yearly
Monthly charge when household balance is below $24,000 without at least $200/month recurring deposits; otherwise 0.25% annually
No minimum investment balance · Online investment advice · Portfolio management and trading administration included
Read 15 Oct 2026 · betterment.com