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1040.com
1040.com · Franklin, North Carolina, United States · founded 1977
What it is
1040.com is a web service for preparing and electronically filing federal and state income-tax returns. Its guided walkthrough asks about a taxpayer’s situation, identifies possible credits and deductions, and provides form search for direct navigation. Listed coverage includes W-2 income, dependents, HSA contributions, charitable donations, home ownership, education, Social Security, retirement, unemployment, investments, stock or crypto sales, rental properties, self-employment, and small business. Users can prepare and preview a completed return without payment, then pay before submitting. State filing is included in the flat-rate price, with most state information carried from the federal return. The service lists a Free File Edition for eligible users, including AGI from $18,100 to $89,000 and active military eligibility. Returns are electronically transmitted to applicable authorities, and 1040.com identifies itself as an IRS-authorized e-file provider. Email and chat support are listed, with other methods in the terms. Web and mobile access are available. The regular plan is $34.99 per month, while a tax-filing plan is $34.99 per once.
For and against
For
- Free return preparation and preview
- State filing included
- Supports self-employment and rental income
- Web and mobile access
- Email and chat support
Against
- Manual entry required; no outside data import
- Limited to users located in the United States
- Regular plan costs $34.99 per month
- Designed for individual self-filers
The verdict
1040.com offers guided preparation, broad listed tax coverage, and included state filing. Its manual data entry and U.S.-only individual focus may shape whether it fits your filing process.
Who it suits
1040.com is intended for U.S. individual taxpayers preparing their own federal and state returns. It suits filers with the listed income, deduction, investment, rental, self-employment, or small-business situations.
Plans and prices
1040.com
Federal and state returns included · Schedule C self-employment filing included · Free return preview before payment · Email and chat support
Read 20 Sep 2026 · 1040.com
Free File Edition
AGI $18,100-$89,000 · Active military eligibility
Read 20 Sep 2026 · 1040.com
Pay with your refund (E-collect)
Optional refund-payment method
Read 28 Sep 2026 · 1040.com
Audit Assistance
Optional Protection Plus product
Read 28 Sep 2026 · 1040.com
1040.com tax filing
All filing statuses · most income sources · credits and deductions · Schedule C included
Read 28 Sep 2026 · 1040.com
On the record
- Account protection
- Accounts use security questions and can enable two-factor authentication through the Security Center.kb.1040.com · read 28 Sep 2026
- Audit support
- Yes1040.com · read 20 Sep 2026
- Data import
- Users cannot import tax data from another website or account and must manually enter required information.kb.1040.com · read 28 Sep 2026
- Filing coverage
- The service lists support for W-2 income, dependents, HSA, charitable donations, home ownership, education, Social Security, retirement, unemployment, investments, stock or crypto sales, rental properties, self-employment, and small business.1040.com · read 28 Sep 2026
- Free filing eligibility
- Users who meet IRS Free File Alliance requirements may be able to file both federal and state returns for free.kb.1040.com · read 28 Sep 2026
- Free preview
- Users can prepare and preview a completed return for free and pay only before submitting it.1040.com · read 28 Sep 2026
- Geographic availability
- Access is currently limited to customers located in the United States, and the terms require users to reside in the United States or its territories or possessions.1040.com · read 28 Sep 2026
- Guided filing
- Its walkthrough technology asks questions, identifies qualifying credits and deductions, and lets users jump directly to forms through form search.1040.com · read 28 Sep 2026
- Integrations and add-ons
- Optional services include E-collect for paying from a refund and Protection Plus audit assistance.1040.com · read 28 Sep 2026
- Investment income
- Yes1040.com · read 20 Sep 2026
- IRS e-file
- 1040.com electronically transmits returns to applicable federal and state taxing authorities and identifies itself as an IRS-authorized e-file provider.1040.com · read 28 Sep 2026
- Mobile access
- web_and_mobile1040.com · read 20 Sep 2026
- Privacy compliance
- Drake Software says it is subject to the Gramm-Leach-Bliley Act and maintains administrative, technical, and physical safeguards for personal information.1040.com · read 28 Sep 2026
- Product
- 1040.com is an online service for preparing and electronically filing federal and state income-tax returns.1040.com · read 28 Sep 2026
- Rental income
- Yes1040.com · read 20 Sep 2026
- Security
- The service says data transferred between a user’s computer and its server is protected with industry-standard encryption and that its privacy practices are TRUSTe-certified.kb.1040.com · read 28 Sep 2026
- Self-employment support
- Yes1040.com · read 20 Sep 2026
- Paid from
- 34.991040.com · read 20 Sep 2026
